I am an assistant professor of finance at The University of Toledo, where I am also a recepient of the John E. and Lillian B. Neff Research Fellowship. I am originally from Omsk, Russia and have moved to the United States in 2008 to attend college. I have earned bachelor's degrees in mathematics and finance from the University of Montevallo that I attended from 2008 to 2012 as a recepient of the Montevallo Ambassador Program Scholarship. I have earned a master's degree in 2013 and a doctorate in 2018, both in finance, from The University of Alabama.